Coverage for where you live, whatever that looks like.
Residential.
Home, condo, renters, landlord, and high-value home insurance — built for the realities of British Columbia housing. Most residential products bind fully online in minutes.
- Home, condo, renters, and landlord — all online-bindable
- BC-specific add-ons: earthquake, strata water deductible
- Advisor support on high-value homes
Products in this category
Pick what fits you.
Residential FAQ
Common questions.
Which residential products can I bind online?
Home, Condo, Renters, and Landlord's all bind online. High Value Home is advisor-led.
Do you cover earthquake in BC?
Yes — as an optional add-on on Standard tiers and included on Premium/High Value.
What's the difference between Condo and Landlord's?
Condo is for owner-occupied units. Landlord's is for units you rent out — it covers rental income and landlord liability.
Can I bundle residential products?
Yes. Bundling home and landlord policies, or adding earthquake to condo, saves time and often money.
Insurance, made easier
Not sure where to start?
Talk to a real BC broker. Five minutes on the phone beats an hour of googling.