Earthquake Deductible Buyback Insurance.
Optional earthquake add-on for BC homes and condos. Highly recommended on the coast.
Everything you'd expect. Nothing you don't.
Plain-English coverage, no 40-page policy wording to decode.
Earthquake shock
Direct damage from seismic events to the insured dwelling and contents.
Resulting fire & flood
Fires and water damage that result directly from an earthquake.
Additional living expenses
Accommodation and food while your home is rebuilt or repaired.
Outbuildings & structures
Detached garages and sheds included.
Three steps. One coffee.
Quote
2 minAnswer four questions — postal code, property, move-in date, occupants.
Customize
30 secSlide your limits, pick optional add-ons. Price updates live.
Bind & download
10 secPay, and your policy documents land in your inbox instantly.
Questions we hear most.
Do I really need earthquake cover in BC?
If you're on the BC coast, the risk is real and most standard policies don't cover it. The add-on is comparatively inexpensive.
How high is the deductible?
Earthquake deductibles run 5–20% of the dwelling limit in BC, depending on location. We explain the trade-off before you bind.
Can I add earthquake later?
Yes — but not during or immediately after an active seismic event. Add it before the next one.
Ready to get covered?
Quote in under 5 minutes. Bind online. Zero phone calls.