Strata Water Deductible.
Covers your share when strata bumps its water-damage deductible. Inexpensive, fast to add, and very BC-specific.
Everything you'd expect. Nothing you don't.
Plain-English coverage, no 40-page policy wording to decode.
Water-damage deductible gap
Covers your share of the strata's water-damage deductible when assessed.
Loss assessment top-up
Stacks with loss-assessment cover on your base policy.
Fast reimbursement
Streamlined claims — most settle in under two weeks.
Three steps. One coffee.
Quote
2 minAnswer four questions — postal code, property, move-in date, occupants.
Customize
30 secSlide your limits, pick optional add-ons. Price updates live.
Bind & download
10 secPay, and your policy documents land in your inbox instantly.
Questions we hear most.
Why do I need this?
BC strata water deductibles have climbed from a few thousand to tens of thousands. One claim can wipe out a small savings account.
Does my existing condo policy cover this?
Base loss-assessment limits are often lower than strata's deductible. This add-on closes the gap.
How much does it cost?
Typically $50–$150 per year depending on the deductible level. Quote through any BC condo policy.
Ready to get covered?
Quote in under 5 minutes. Bind online. Zero phone calls.