High Value Home Insurance.
Tailored cover for homes, collections, and lifestyles that don't fit a standard form. Advisor-led, discreet, and thorough.
Everything you'd expect. Nothing you don't.
Plain-English coverage, no 40-page policy wording to decode.
Guaranteed rebuild
Rebuild cost guaranteed — no cap, no surprises.
Art, collections & jewellery
Scheduled or blanket cover for collections, jewellery, wine, and art.
Expanded liability
Higher limits plus umbrella cover for exposures standard policies don't handle.
Earthquake
Included on every high-value home policy.
Worldwide cover
Global protection for your property — whether it's at your home, chalet, or abroad.
Concierge claims
Dedicated claims handler. One point of contact from first call to final cheque.
Three steps. One conversation.
Tell us about you
5 minShort intake — we learn what you need and what matters.
We shop markets
1–3 daysWe place your file with the right carriers and compare options.
Review and bind
15 minPick the option that fits. We walk you through before you sign.
Questions we hear most.
What qualifies as high-value?
Generally a rebuild cost over $1.5M, a significant scheduled collection, or a property with unusual features. An advisor will confirm fit.
Do you keep my details private?
Yes. High-value clients work with a single dedicated advisor. Records are not shared outside the relationship.
Can I bundle multiple properties?
Yes — primary residence, chalet, rental, and overseas properties can be placed on a single account.
How is this different from standard home?
Guaranteed rebuild, included earthquake, umbrella liability, scheduled collections, and a named claims handler.
Ready to get covered?
Talk to a real BC advisor. No scripts, no upsells.